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Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Tuesday, 3 December 2013

Is it Wrong to Marry a Man for his Money?

Everyone has their own set of criteria when choosing a partner, so that what you look for will clearly depend on your priorities in life. If you want to have children, you probably want someone who is dependable, who is caring and who will contribute financially to your family’s income. If you want to live the high life; travelling all the time; entertaining frequently and residing in a large house, you may prioritise the earning potential of your spouse more than if you just want to live a normal life and raise a family. However, what if your sole reason for marrying a man is because he’s rich?

Most people would probably regard a woman who marries a man solely for his money with disdain. There is an assumption that this kind of woman relies heavily on her looks to get what she wants; never bothers to work; and preys on vulnerable men. However, these men obviously have some idea of what they’re getting into. Of course, if you’re a rich man, then there is a good chance you’re going to attract women who like money. The likelihood is that you will attend certain social functions where these women lurk and you can find yourself drawn in.

Men are probably happy to play along with the idea that these women find them attractive, regardless of whether they do or not. There are obviously instances where women do fall in love with rich men and don’t want them just for their money, but there are also plenty of cases where women’s only goal is to marry a man for his wealth. In today’s society, there is an expectation that women should work, just as men do, though this wasn’t always the case. In the past, it was regarded as more socially acceptable for a woman to stay at home and look after the children and household in general.

It could therefore be argued that there is nothing wrong with a woman marrying a man for his money, as it provides her with security and may give her the opportunity to fulfil a role she enjoys – that of a loyal and supportive wife. Yet, there are those women who just want to enjoy the status of being married to a rich man and having access to his credit cards and bank account, mingling with other rich people and showing off their wealth. If the man is happy with this, then that is fair enough, but not all men are aware of their spouse’s intentions. This is when it is clear that marrying a man for his money is a bit of an ethical dilemma, though seemingly not for those women who just want to be rich!

Why do Some Women Marry for Money?

There are some women whose primary reason for marrying a man is to obtain full access to his bank account. They don’t particularly care whether he’s good-looking or whether he has a personality that is compatible with their own. All they’re bothered about is being married to a man who has wealth and status. Of course, these women are free to do whatever they want, but rich men are often deluded when it comes to the women they attract. These men want to believe that they are loved for being themselves, but, unfortunately, this often isn’t the case.

The kind of woman who marries a man just for his money is usually one who is preoccupied with material things. She sees something she wants and expects someone to get it for her. She wants to be seen to have the best of everything, but is not prepared to work for it. Often she relies on her good looks to attract men’s attention and may even be prepared to undergo cosmetic surgery in order to achieve the ‘perfect’ look that she believes men desire. She has in her head the ideal lifestyle she wants and believes it must be funded by a man with a large income.

Most people couldn’t imagine getting involved with someone just because they happen to be rich, but, for some women, that is their goal in life. They’ve come to rely on their looks and know that it only takes for them to be seen in the right places, wearing the right clothes and mingling with the right people for them to meet wealthy men who are flattered by the attentions of an often younger, attractive woman. Men are so blinded by their sexual desire that they fail to consider that these women may only be after one thing and it isn’t their body!

Maybe there are men who are aware of exactly what these women are after and are prepared to accept that their wealth is appeals to a certain kind of woman. If men know what they’re getting into, it is one thing, but you have to feel sorry for those men who truly believe that they are marrying for love. It is hard enough to make a marriage work, but when it is based solely on one partner’s earning potential; it doesn’t bode well for the future. After all, he could lose his job or fall ill. Plus, women who rely solely on their looks will find that they can’t do that forever and may be traded in for a younger model! Ultimately, though, it is up to individuals how they choose to live their lives, even if it means other people end up getting hurt.

Making Money from Online Articles

To be able to make money from online articles, it helps to have written a lot of high-quality articles that are promoted on a regular basis. If you write for content sites, clearly the more content you have, the greater the chances are that someone will click on one of your articles. Likewise, if you promote your articles using Twitter or Facebook and you have a substantial number of followers, the likelihood that someone will read your articles increases. Not all content sites use the same methods to calculate how much to pay writers, and so it may also be worth looking for the one that pays the highest percentage of ad revenue.

You obviously want to pick a site where you get a high percentage of ad revenue, but it’s also worth bearing in mind that content sites which have been established for a long time are likely to attract a larger audience. Plus, if they have been going for a long time and there have been no complaints from writers, then you at least know you’re going to get paid once you reach the established threshold for paying out. At the end of the day, if you’re producing high-quality content for a site where there are other well-produced articles, you know that readers are likely to keep coming back.

Even if you decide to write for a relatively new content site, you can still put some effort into promoting your work. It obviously helps if you write about what you know and produce a large number of articles on a given topic. It is easier to build up a following on Twitter and other social media sites if you have a specific interest in health and fitness, for instance, because you will be able to produce articles quickly and connect with people who have similar interests. This means your followers are more likely to click on your links and share them with other people, thus increasing the number of people that view your articles.

It might be tempting to focus on producing as many articles as you possibly can within a short space of time, but if your articles aren’t up to scratch they may well be deleted and you could find yourself earning nothing from them. Obviously, it helps to have lots of articles for people to read, but you really need to focus on getting your facts right and checking for spelling and grammatical errors before publishing any of your work. If your work is good enough, people will seek it out.

You can obviously play around with keywords to try to get your articles to the top of search engine rankings, but it isn’t always easy to work out what is going to increase an article’s rank. You should therefore concentrate on writing interesting, well-thought out articles in the first place, as this is your best chance of making money from writing online articles.

Can You Make Money From Writing Articles?

The Internet has increased the possibilities for budding writers to make money. However, with so much competition it also makes it harder to make a decent living from writing articles online. There are plenty of writers out there who all want their articles to be read. Thus, not only do you have to ensure that your articles are of high quality to have any chance of making money; you also have to drive traffic to the sites at which you write. If nobody clicks on your articles, then they're never going to get read. What you really want is to build up a loyal fan base that will actively seek out your latest posts and articles.

Clearly, then, if you want to make money from writing articles, you have to focus on the promotional side of writing, as well as the writing itself. You can't simply rely on the fact that you write interesting articles that are perfect in every way if no one ever bothers to read what you have written. Consequently, it makes sense to sign up to various social networking sites where you can post links to your articles and pick up friends and followers who are likely to be interested in the kind of content you produce.

Indeed, it is a good idea to decide what kind of articles you enjoy writing and choose topics that you have some enthusiasm for, since this will make it much easier for you to do the research and to write the articles. You will be able to write a great deal more if you already know something about your chosen topic and are interested in it. Clearly, the more articles you have, the greater your online presence will be and the more likely it is that people will click on your articles.

There are a number of different sites where you have the chance to make money from your articles, which is made possible by the fact that advertisements are placed alongside your articles. You can take similar steps with your own website by using Google AdSense. Many writers have their own website so that they can post links to articles posted elsewhere and have a page that showcases their qualifications and experience.

The chances are, unless you are extremely prolific and a marketing whiz, you're never going to earn a fortune from online article writing. However, you should be able to earn a regular income if you consistently produce high-quality articles and make an effort to promote your work. There are also freelancing websites where you can bid on article writing jobs, though you will undoubtedly find yourself competing against people who are prepared to work for ridiculously low sums of money.

The other option is to get into magazine article writing, as you will find that this pays significantly better. However, getting your work actually published in a magazine can be a challenge, because there are only so many writing opportunities and a lot of writers. Overall, then, it is entirely possible to make money from writing articles, but to earn anything more than a nominal sum, you have to be prepared to write lots of articles and to heavily promote your work. If you're lucky and talented enough you may find higher paying writing opportunities, but with so many writers out there it can be tough!

Monday, 2 December 2013

Can Money Buy You Happiness?

What exactly is happiness? Happiness means different things to different people and so it is ridiculous to suggest that money can buy you happiness. Of course, money can buy you a certain degree of security and enable you to lead the kind of lifestyle you want, which is why so many people wish that they could win the lottery. Who wouldn't want to be super-rich without even having to work for it? Having money can make life easier, because you don't have to worry about how you're going to pay the bills and you can treat yourself and your family to nice things without getting into debt.

However, being ridiculously wealthy also has its problems, because you're never sure what people's intentions are. You may discover that your friends are not really your friends and that they only want to be around you because you are rich and successful, whilst there will no doubt be relatives who crawl out of the woodwork to ask for money. If you suddenly come into money, you have to deal with the attention and start thinking about how you're going to spend the money. You may want to help some people and not others, which could lead to tension and arguments.

You often see instances where individuals have won lots of money on the lottery and being unaccustomed to having so much money, they end up blowing millions on flash cars, big houses and their so-called friends. Their marriages end, they end up depressed and lonely – some end up addicted to drugs; others commit suicide. Although there are undoubtedly happy endings when it comes to big lottery wins and receiving large sums of money, for many people it is a burden and something they struggle to deal with.

It is obviously a bit different for those individuals who have always had money. They've never had to earn their way in the world and they've never had to think what it would be like to not have any money. When you've always had money, it can be difficult to find yourself without it and to have to adapt to a new situation, and so many people who've had money and lost money think that becoming rich again will make them happy. It can certainly make life easier, but surely there has to be more to life than money, doesn't there?

Clearly, people have different expectations of life and different interests and passions, so the idea that money can provide universal happiness is unrealistic. Money can offer you security, so that you no longer have to worry about meeting your financial commitments, but it can also lead to other headaches. When you're rich you sometimes have to deal with friends and relatives asking for handouts and people who you previously thought you could count on decide that they're jealous and you may end up thinking that the money is more hassle than it's worth!

Although it isn't much fun being poor and having no money, coming into money or being born into wealth is no guarantee of happiness. You can have all the money in the world, but no one to share your life with; you can feel lonely and isolated, as well as depressed, and money is unlikely to do anything to remedy the situation.

Why are so Many People Reckless With Money?

It often appears that people are rather reckless with money, but who can blame them? After all, you only live once and if you are earning your own money why not spend it the way you want? Unfortunately, being reckless with money can have negative repercussions for you later down the line. You may get into debt and have to sell your house and cars; you may end up blacklisted and find it hard to get credit in future; your family could end up suffering. It's all well and good living for the moment, but sometimes you have to think about the future.

However, thinking about the future doesn't get people spending money. This is a society driven by advertising and marketing. As soon as you turn on the television you see gorgeous, glamorous women spraying themselves with the latest designer perfume and tall, handsome men driving an expensive sports car. It is easy to be influenced into thinking that if you spend lots of money on looking good and leading an expensive lifestyle you will be a happier person, when quite often this is not the case. You may give it a try, though, and so start spending money as if there is no tomorrow.

Why shouldn't you treat yourself when you work so hard during the week just to pay the bills? Don't you deserve nice things? The trouble is that if you're on a low income, you have to be sensible about how much you can actually afford to spend each month if you are going to avoid getting into debt. You may be able to get a credit card or an overdraft and buy lots of expensive stuff, but you will have to pay everything back eventually with interest and so you have to consider whether it is really worth it. Do you really need a massive television when something smaller and cheaper would do the job just as well?

It is understandable why so many people are reckless with money, because life is for living. You work hard and you need to have something to make life worth living. If you have nothing to look forward to, it becomes harder to motivate yourself to keep going – to put up with the drudgery and boredom of your everyday job. This is especially true if you're on a low income and working in an unskilled job, because you may feel undervalued and that the job you're doing is a waste of time. Being able to spend the money you have earned in the way you want gives you a boost.

The only problem is that being reckless with money means that you may not have anything saved for the future, so that if something does go wrong – if you lose your job or fall ill – you have no savings to fall back on. Yet, many people do not want to consider these potential scenarios, because not thinking about the possibilities enables them to keep living as they live, rather than having to change their lifestyle and reduce their spending.

The Benefits of Being Careful With Money

The benefits of being careful with money are pretty evident. By being careful with money, you are able to set some money aside for your future. Instead of wasting your money on the latest gadgets and gizmos and things you could easily live without, you are able to save some money. You may decide to save some money for your children, so that if they decide to go to university you will be able to help with the cost. Perhaps you're more interested in saving up for your own future so that you decide to put some money aside for your retirement in order to continue to live a comfortable lifestyle or so that you can travel the world.

Of course, even when you realise the benefits of being careful with money, it isn't always easy to actually spend less. You're continually exposed to advertisements for the latest must-have car, clothes, jewellery and technology, so that you feel a certain amount of pressure to spend beyond your means to live the kind of lifestyle that everyone else seems to be able to lead. If you have credit cards, you can get carried away buying things without paying much attention to the actual amount you will have to pay back. This is dangerous, because you could find yourself in debt, and once you're in debt it can be hard to get out of.

It can be particularly difficult if you have children, because they are influenced by their friends and you don't want them to go without the things you never had growing up. Consequently, at Christmas and birthdays you can find yourself spending much more money than you intended to. Even though you realise that there are many benefits associated with being careful with money, there are other pressures which make it difficult to do. Unfortunately, the lower your income the more careful you have to be, and the stress of managing your finances can really get to you.

However, it is worth being careful with money and trying to save something, because it is always worth having money set aside for a rainy day. You never know what's around the corner, and so if you lose your job you could find yourself with bills that you cannot pay, and you could get into debt pretty quickly, especially if you are unable to find work straightaway. Being careful with money reduces the chances of you getting into debt and will put you in better control of your finances. It can be frustrating to restrain yourself when spending money, but sometimes it is worth it for the sake of your financial health and mental well-being.

Sunday, 1 December 2013

Why are People so Obsessed With Money?



Everyone needs money to be able to buy the essentials in life. If you don't have any kind of income, you can't afford to put a roof over your head or stock up the cupboards with food. Life becomes so much more difficult when you don't have any money and you end up anxious and depressed. However, even when you can afford essential items, it doesn't necessarily make you any happier, because you always want more. When you see that your neighbour regularly goes abroad and always seems to have a new car, a feeling of envy can creep over you. Thus, whether you're rich or poor, you can find yourself obsessing about how much money you've got.

That is the problem with living in a capitalist society which can only be sustained by creating demand for the latest consumer goods. The marketing industry preys on people's competitive streak and their desire to be richer than anyone else and to have the latest gadgets and gizmos before anyone else. People with money see advertisements for high-end luxury goods and decide to buy them, as it gives them status. Everyone else can see by looking at the designer clothes they wear and the car they drive that they are not short of cash.

This desire for material goods affects everyone, though, as those with a lower income can also see advertisements for the latest technological innovations. When their friends and relatives all own a tablet computer or the latest mobile phone, they don't want to be left out. Unfortunately, this desire to 'keep up with the Joneses' can lead them to get into debt, as they use their credit cards and overdraft to fund a lifestyle they can ill afford. Not everyone lets themselves get into debt, as there are those who live within their means, even though this means missing out on expensive products.

Just because these individuals are careful with their money doesn't mean they don't want more. Anyone who is struggling from one month to the next would love to suddenly win the lottery or come into an unexpected inheritance if it meant that they would no longer have to worry about paying the bills and that they would have some money left over to treat themselves. Such an event rarely happens, but it doesn't stop people dreaming. People that are living in poverty obviously obsess about money because there is so much they cannot afford to do.

It seems particularly unfair when there are people who earn more in a day than most others earn in a year. Of course, there will always be those who defend the status quo and say that these individuals are only being paid what they're worth, but all too often this is not the case. There have been plenty of instances of poor decision-making and ineffectual leadership being rewarded. These individuals go from one high-paid job to another without any difficulty, accumulating more and more money. You would think that there would reach a point where money would no longer be of concern to them, yet they continue to build up their wealth.

It is probably due to wanting a higher standard of living and to be able to show to the rest of the world that they can afford to keep numerous houses and cars and to be able to send their children to private school. This is a rather different position to be in than those who are struggling to make ends meet. Thus, whether rich or poor, everyone ends up obsessed with money because they not only want to be able to afford essential items and services; they would also like to enjoy the high life, although this is reserved only for the few.

Wednesday, 27 November 2013

Why is it so Easy to Spend More than You Make?

It is incredibly easy to spend more than you make, because there is always something new to buy. Not only do you have essential bills to pay each month, you also want to be able to spend money on yourself and enjoy having the latest technology or going on holiday whenever you feel like it. Unfortunately, unless you're rich you either have to save up to be able to make a significant purchase or otherwise rely on credit. When you have easy access to credit, the temptation is always there to use it, even though you end up paying more for it in the long run.

The trouble is you want to be able to buy things straightaway. You don't want to have to wait to be able to afford the latest games console when Christmas is just around the corner and your child desperately wants one. You may be able to save up for a television or computer, but by the time you've saved some money technology may have moved on and you have to save for even longer to get the latest, most up-to-date model. It is extremely frustrating and so you may be inclined to simply put it all on your credit card and worry about it at a later date.

However, when that later date finally arrives, you can find yourself with a problem on your hands. Clearly, if you're still earning as much as you always have, you probably won't have had a chance to put some money aside, so that you find yourself with a credit card bill and an overdraft and no way of being able to pay them off without having to give something else up. You may have to spend more carefully at the supermarket and to cut down on luxury items. You will still have to pay the mortgage and utility bills regardless of your financial situation, though.

This is where you can find yourself getting deeper into debt, especially if something like your washing machine suddenly breaks down and needs replacing or you are made redundant. You end up in a situation where it becomes harder to afford even the essentials in life and this is when you can start feeling so desperate that you take action which will only lead to more aggravation later down the line. You may go an unscrupulous loan shark, for instance, who offers you a short-term solution to your money problems, but actually leaves you in even greater debt in the end.

To prevent such a situation arising it is obviously worth being more careful with money and trying not to rely on credit. You have to try to avoid being influenced by advertising into buying things you don't really need and by the fact all your friends and relatives have more than you do. If you can't afford to have the latest items on the market you have to learn to accept that you have to save your money so that one day you can. It might be tough to restrain yourself when you're in a shop or shopping online, but by spending within your means you will save yourself the headache of getting into debt.